Personal Accounts

CB Community Checking
CB Direct Deposit
CB Value Checking
CB Value Plus Checking
CB Platinum Checking
CB NOW Checking
CB Money Market
CB Savings
CB Health Savings Account (HSA)
CB Minor Savings
Certificate of Deposit (CD)
IRAs - Individual Retirement Account
Important Information about Procedures for Opening a New Account

CB Community Checking

$100 to Open
No Monthly Service Charge
Free Internet Banking
Free CB Bill Pay
Free ATM or Visa^® Debit Card²
Twenty (20) free debits (by check, ATM, bill pay or ACH) per monthly statement cycle. $0.50 fee for each additional per monthly statement cycle.

CB Direct Deposit

$100 to Open
$8 Monthly Service Charge
Receive at least one direct deposit per monthly statement cycle to waive Service Charge
Free Internet Banking
Free CB Bill Pay
Free ATM or Visa^® Debit Card²
Unlimited Check Writing
Unlimited Withdrawals

CB Value Checking

$100 to Open
$10 Monthly Service Charge
Maintain a minimum daily balance of $500 to waive Service Charge
Free Internet Banking
Free CB Bill Pay
Free ATM or Visa^® Debit Card²
Unlimited Check Writing
Unlimited Withdrawals
Free first order of standard personalized checks

CB Value Plus Checking

$100 to Open
$10 Monthly Service Charge
Maintain a minimum daily balance of $300 to reduce Service Charge to $5
Free Internet Banking
Free CB Bill Pay
Free ATM or Visa^® Debit Card²
Unlimited Check Writing
Unlimited Withdrawals
No charge for standard orders of basic personalized checks
Free cashier’s and travelers checks

CB Platinum Checking

$100 to Open
No Monthly Service Charge
Interest Bearing¹
Free Internet Banking
Free CB Bill Pay
Free ATM or Visa^® Debit Card²
Unlimited Check Writing
Unlimited Withdrawals
For Individuals 50 years of age and over
No charge for standard orders of basic personalized checks
Free cashier’s and travelers checks

CB NOW Checking

$1,000 to Open
$10 Monthly Service Charge
Maintain a minimum daily balance of $1,500 to waive Service Charge
Interest Bearing1
Free Internet Banking
Free CB Bill Pay
Free ATM or Visa^® Debit Card²
Unlimited Check Writing
Unlimited Withdrawals

CB Money Market

$1,000 to Open
$15 Monthly Service Charge
Maintain a minimum daily balance of $2,000 to waive Service Charge
Interest Bearing¹
Free Internet Banking
Free CB Bill Pay
Free ATM or Visa^® Debit Card²
Restricted Transaction Account³

CB Savings

$100 to Open
$2 Monthly Service Charge
Maintain a minimum daily balance of $250 to waive Service Charge
Interest Bearing¹
Free Internet Banking
Free CB Bill Pay
Free ATM or Visa^® Debit Card²
Restricted Transaction Account³

CB Health Savings Account (HSA)

$100 to Open
$10 Monthly Service Charge
Maintain a minimum daily balance of $250 to waive Service Charge
Interest Bearing¹
Free Internet Banking
Free CB Bill Pay
Free ATM or Visa^® Debit Card²
Unlimited Check Writing
Unlimited Withdrawals
For individuals with a qualifying high deductible health plan. Allows for an HSA owner to use tax-free distributions for qualified medical expenses for him/herself, spouse and/or dependents.

CB Minor Savings

$50 to Open
No Monthly Service Charge
Interest Bearing¹
Free Internet Banking
Free CB Bill Pay
Free ATM Card²
Restricted Transaction Account³
For individuals under 18 years of age

Certificate of Deposit (CD)

$1,000 to Open
No Monthly Service Charge
Interest Bearing¹
Penalty for early withdrawal. See Certificate for details. Fixed rate, interest bearing, time account. Annual Percentage Yields vary by term. See Rate Chart.

IRA/Roth/Coverdell Certificate of Deposit(CD)

$250 to Open
No Monthly Service Charge
Interest Bearing¹
Penalty for early withdrawal. See Certificate for details. 10% IRS penalty applies for withdrawals before age 59 1/2. Required withdrawals must begin at age 70 1/2. Fixed rate, interest bearing, time account. Annual Percentage Yields vary by term. See Rate Chart.

Important Information about Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask for your name, date of birth, and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents.

1 Interest earned on tiered daily balances as shown on the Rate Chart. You must maintain the minimum daily balance as shown on the Rate Chart to obtain the disclosed Annual Percentage Yield. For interest bearing accounts, interest will begin to accrue on the business day you deposit non cash items (for example, checks). Interest will be forfeited if account is closed before interest is credited. The daily balance method is used to calculate interest on the account. This method applies a periodic rate to the daily balance in the account for the period. See Rate Chart for current rate and APY information. In accordance with Federal Law, we reserve the right to require 7 days advance written notice prior to withdrawal on all interest bearing accounts.
2 Free use of ATMs owned by us or at Fastbank® ATMs. See branch for full details. Visa® Debit cards available only to qualifying individuals.
3 Federal regulations allow up to six transfers and withdrawals, or a combination of such transfers and withdrawals, per monthly statement cycle, to another account (including a transaction account) of the depositor at the same institution or to a third party by means of a preauthorized or automatic transfer, or telephonic (including data transmission or Internet) agreement, order or instruction, and no more than three of the six such transfers may be made by check, draft, debit card, or similar order made by the depositor and payable to third parties. Unlimited withdrawals are allowed if made in person, by messenger, by mail or at an ATM. Unlimited withdrawals to pay your loans with us.

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